If you are over the age of 65, under 65 but have a specific disability or permanent kidney failure and have been a legal us citizen for at least 5 years, then you are eligible for medicare. Medicare has come as a product of a law passed by Congress in 1965. Since it is a federal program you are required to contribute to medicare through your paychecks during your working years, you will also discover that the guidelines for eligible are similar from state to state.
Medicare consists of two parts:
Medicare Part A - If you are a patient in a hospital, nursing home or hospice this is the part that helps cover the cost. It also covers care in your home under certain conditions. Because this was paid through taxes, that you paid while working, many do not need to contribute this part.
Medicare Part B - This helps to pay for doctors services and outpatient care that is medically necessary. It pays for preventative services like the flu shot and for some services to keep illnesses from worsening. In 2008, the standard monthly premium was $96.40.
During the first seven months after your 65th birthday, medicare enrollment is free. Individuals covered by medicare as called beneficiaries and will have help paying for most of their medical needs. Medicare does not cover care given at home, or in a nursing facility, for those with recurring disability or longtime illness.
Medicare does provide Advantage Plans where the plan can be customized to fit medical needs. This is not available in all areas. Some of these plans offer prescription programs and there are some private insurance companies who cover some of these programs. Details of the Advantage Plan depend on the certain program chosen and the eligibility of the patient.
You will receive your Medicare card, in the mail, three months before your birthday. If you are receiving Social Security benefits before you turn 65, you will be enrolled in Part A and Part B automatically the month you turn 65. Signing up for Medicare is simple, as long as you are aware of the different plans and enrollment periods. - 32502
Medicare consists of two parts:
Medicare Part A - If you are a patient in a hospital, nursing home or hospice this is the part that helps cover the cost. It also covers care in your home under certain conditions. Because this was paid through taxes, that you paid while working, many do not need to contribute this part.
Medicare Part B - This helps to pay for doctors services and outpatient care that is medically necessary. It pays for preventative services like the flu shot and for some services to keep illnesses from worsening. In 2008, the standard monthly premium was $96.40.
During the first seven months after your 65th birthday, medicare enrollment is free. Individuals covered by medicare as called beneficiaries and will have help paying for most of their medical needs. Medicare does not cover care given at home, or in a nursing facility, for those with recurring disability or longtime illness.
Medicare does provide Advantage Plans where the plan can be customized to fit medical needs. This is not available in all areas. Some of these plans offer prescription programs and there are some private insurance companies who cover some of these programs. Details of the Advantage Plan depend on the certain program chosen and the eligibility of the patient.
You will receive your Medicare card, in the mail, three months before your birthday. If you are receiving Social Security benefits before you turn 65, you will be enrolled in Part A and Part B automatically the month you turn 65. Signing up for Medicare is simple, as long as you are aware of the different plans and enrollment periods. - 32502
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